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Salary Calculator India

HCL

HCLTech In-Hand Salary

CTC Package to Take-Home Salary Calculator & Guide for FY 2026-27

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About Compensation at HCLTech

HCLTech hires Graduate Engineer Trainees (GET) and software engineers across enterprise technology services.

Standard Salary Bands & In-Hand Estimates

Based on New Tax Regime (default for FY 2026-27), with standard city allowances (metro) and PF settings.

DesignationAnnual CTCEst. Monthly In-HandBreakdown

Graduate Engineer Trainee (GET)

Entry fresher level. Monthly take-home: ~₹24,500–₹26,000.

₹3,75,000₹26,909per monthFull Report

Software Engineer (2-3 yrs)

Junior software developer. Monthly take-home: ~₹47,000–₹50,000.

₹7,00,000₹50,571per monthFull Report

Senior Software Engineer (4-6 yrs)

Experienced engineer. Monthly take-home: ~₹79,000–₹84,000.

₹12,00,000₹94,084per monthFull Report

CTC Component Analysis

Offers a straightforward CTC structure with monthly basic, HRA, holiday allowance, and monthly performance bonus.

Popular Salary Components

Monthly Performance Bonus (MPB)

Disbursed monthly based on project utilization.

Advance Statutory Bonus

Statutory component paid monthly in payslip.

Salary Calculation Policy

  • ✓Variable Pay Deduction: We deduct the standard variable pay component from the fixed take-home calculations.
  • ✓Gratuity: Gratuity is counted as an annual retirement accrual and excluded from monthly in-hand cash.
  • ✓New Tax Regime: Calculations defaults to standard new regime rates.

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In-Hand Salary Calculator

Convert CTC to estimated monthly take-home salary.

Reverse Salary Calculator

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Old vs New Tax Regime

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HRA Calculator

Estimate HRA exemption for old-regime planning.

PF Calculator

Calculate employee and employer PF contributions.

Gratuity Calculator

Estimate gratuity from basic salary and service.

Salary Hike Calculator

Calculate raise percentage and new package.

Notice Period & Buyout Calculator

Estimate notice pay shortfall recovery, GST liability, and net reimbursement.

Step-Up SIP Calculator

Calculate wealth growth by linking monthly SIP increases to annual salary hikes.

NPS Calculator

Calculate pension corpus, 60% tax-free lump sum, and 80CCD tax savings.

Home Loan Eligibility & EMI

Calculate max loan eligibility, monthly EMI, and Sec 24(b) & 80C tax savings.

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